The invention is related to a system and method for offering a financial instrument to a pre-qualified consumer. Potential consumers are pre-qualified for a variety of financial instruments, which pre-qualifications are stored in one or more databases and are linked to the consumer by a unique identifier...http://www.google.com.hk/patents/US7953663?utm_source=gb-gplus-share專利 US7953663 - System and method for financial instrument pre-qualification and offering
