A system generally for personalizing and synchronizing smartcard data in the context of a distributed transaction system is disclosed. A dynamic smartcard synchronization system comprises access points configured to initiate a transaction in conjunction with a smartcard, an enterprise data collection...http://www.google.com.hk/patents/US6199762?utm_source=gb-gplus-share專利 US6199762 - Methods and apparatus for dynamic smartcard synchronization and personalization